* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: Georgia, serif;
  font-size: 16px;
  line-height: 1.7;
  color: #222;
  background: #fff;
}

/* Header */
header {
  background: #0b1f4a;
  color: #fff;
  padding: 2rem 1.5rem;
  text-align: center;
}

header h1 {
  font-size: 2rem;
  margin-bottom: 0.4rem;
}

header p {
  font-size: 1rem;
  color: rgba(255,255,255,0.75);
}

/* Main */
main {
  max-width: 860px;
  margin: 0 auto;
  padding: 2.5rem 1.5rem;
}

section#business h2 {
  font-size: 1.6rem;
  color: #0b1f4a;
  margin-bottom: 0.6rem;
}

section#business p {
  color: #555;
  margin-bottom: 1.2rem;
}

section#business ul {
  padding-left: 1.5rem;
}

section#business ul li {
  margin: 0.4rem 0;
  color: #333;
}

/* CTA Banner */
.cta-banner {
  background: linear-gradient(135deg, #0b1f4a 0%, #163585 50%, #1a4fd6 100%);
  padding: 3rem 1.5rem;
}

.cta-inner {
  max-width: 860px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto;
  grid-template-rows: auto auto;
  gap: 1.2rem 2rem;
  align-items: center;
}

.cta-badge {
  grid-column: 1 / -1;
  display: inline-block;
  background: rgba(245,166,35,0.18);
  border: 1px solid rgba(245,166,35,0.45);
  color: #f5a623;
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 0.25rem 0.85rem;
  border-radius: 20px;
  width: fit-content;
}

.cta-content h2 {
  font-size: 1.6rem;
  color: #fff;
  margin-bottom: 0.5rem;
}

.cta-content p {
  color: rgba(255,255,255,0.72);
  font-size: 0.95rem;
  margin-bottom: 1rem;
}

.cta-perks {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem 1.2rem;
}

.cta-perks li {
  color: rgba(255,255,255,0.85);
  font-size: 0.88rem;
}

.check { color: #f5a623; font-weight: 700; margin-right: 0.3rem; }

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  min-width: 170px;
}

.btn {
  display: block;
  text-align: center;
  padding: 0.7rem 1.3rem;
  border-radius: 7px;
  font-size: 0.92rem;
  font-weight: 600;
  text-decoration: none;
  font-family: Georgia, serif;
}

.btn-primary {
  background: #25D366;
  color: #fff;
}

.btn-primary:hover { background: #1ebe5a; }

.btn-secondary {
  background: rgba(255,255,255,0.12);
  color: #fff;
  border: 1px solid rgba(255,255,255,0.3);
}

.btn-secondary:hover { background: rgba(255,255,255,0.22); }

/* Footer */
footer {
  background: #0b1327;
  color: rgba(255,255,255,0.5);
  text-align: center;
  padding: 1rem;
  font-size: 0.85rem;
}

/* Responsive */
@media (max-width: 640px) {
  .cta-inner { grid-template-columns: 1fr; }
  .cta-actions { flex-direction: row; }
  .btn { flex: 1; }
}